NHS’ HomeOwnership Center is a one-stop-shop for homeownership services. Our programs are available to all residents of Orleans Parish and, with the exception of our financial services, are available to anyone without regard to income. These are the services that our HomeOwnership Center provides:

1. Pre-Qualification Counseling is provided by our counselors to help you determine how much you can afford to borrow to buy a home or renovate your home. The counselor will review your income, credit, employment history and debt. If any problems are revealed through the prequalification, we will develop a plan with you to overcome these obstacles.
2. Home Ownership Training classes are offered monthly. These twelve-hour classes will take you through the steps that must be taken to become a homeowner. NHS staff and industry professionals, including lenders, realtors, and appraisers, closing attorneys and insurance agents, teach the classes. These classes will demystify the home buying process.
3. Financial Fitness Training 12-hour workshops are given in which participants learn the tools for understanding and implementing good financial management practices.
4. Low Interest Loans are available for qualified low and moderate income persons. These loans can be used to renovate a house that you are buying or a house that you already own.
5. Foreclosure Prevention Loans - defered loans are available to avoid foreclosure when some unavoidable situation has caused the delinquency.
6. Individual Development Accounts are a way to help you save the money you will need to buy a home. Your savings will be matched up to four to one ($1,000 of your money = $4,000 matched).
7. Downpayment/Closing Cost Assistance help reduce the money necessary to buy a home. NHS has zero interest loans available for downpayment and closing cost assistance.
8. NHS Acquisition Rehab Loan Product allows you to obtain one loan for both the acquisition and rehabilitation of a house or the refinance and rehabilitation of a home that you already own. NHS participates in this program with Fidelity Homestead, Hibernia National Bank and Standard Mortgage.
9. Home Inspections help you to determine the renovations that must be done to ensure that you have a safe and comfortable home. The inspection will list everything in the house that must be repaired and provide a cost estimate for the repairs. If you are buying a house, this will help you determine if you can afford both the purchase price and the cost of renovations.
10. Construction Management protects you, the lender and the contractor by ensuring that the work is of high quality and done in a timely manner. NHS prepares the scope of work, conducts a competitive bid process, prepares all construction documents, monitors the work, and issues progress payments. NHS specializes in the rehabilitation of vacant and abandoned houses.
11. Post-Purchase Education is an additional module in our financial fitness classes for homeowners that covers insurance, home maintenance and protecting the equity in your home.
12. Affordable Homes for Sale - newly renovated or newly built.

Please call us or stop by if
you think that any of these services will help you!