Obtain Financing for a Home Purchase : Neighborhood Housing Services

Financing
As an NHS customer, you may be eligible for a variety of special programs which are designed to help ease the costs of homeownership. Examples of these special programs include:

• Zero- and low-interest down-payment and closing cost loans
• Special assistance programs for various professions (teachers, first responders, etc.)
• Matching funds through Individual Development Account programs
• Soft Second funds for Orleans and Jefferson Parish home purchases

Not all programs are available at all times, but your counselor will know which programs are available and whether you qualify for the program.

We Prepare You to Work with a Lender

Next to finding the right house, working with a lender to finance your home is the most important step in the home buying process. If you are not prepared, you may be denied financing. In order to help you prevent the hassle and heartache of loan denial, our staff will help you to prepare for the lending process. The counseling and education processed is designed to help you to meet the criteria specified by today's lending standards. Although we cannot guarantee loan approval, we are committed to working with you to help overcome the obstacles that prevent you from becoming mortgage ready and provide you with a realistic expectation of the maximum loan you are likely to be qualified to obtain. We will even help you to gather the documentation necessary for completion of a residential mortgage loan application.